Instructors Insurance

Lady-Emily started this discussion · 9/1/2010

]Hey everyone, Does anyone know of a good insurance company that covers individual pole dance instructors? I currently have fitness and Wellness Insurance through Philadelphia Insurance Company but I'm looking for something else that might be a little more economical and I've recently found out they will not cover a student if they are wearing heels. It is hard to find information online pertaining to this type of insurance. Any suggestions or a name of a company you use would be appreciated. 🙂 Thanks! Emily Lester

15 replies

CurvyDiva · 9/2/2010
We recently switched to K and K Insurance because our previous company stopped covering pole studios. They would continue to cover us as previous policy holders but would not cover any of the new instructors. Good Luck!
pole-twista · 9/2/2010
this is what has held me back for so long as far as teaching. I have no idea where to get reasonable insurance. I called my house insurance agent and got a hugh number.. 🙁 i wish there was a national pole dance ins. agency.. 😎
litlbit · 9/2/2010
My agent hooked me up with K&K also...they cover under gymnastics because it is a piece of equipment, it's very reasonable...they don't cover the parties if there is alcohol though, which is not a problem for me. Good Luck!
pole-twista · 9/2/2010
I live in the US .. does K&K cover here do you know? I see alot of certificate/insurance things for UK, etc, but not for here. I would like to do pole parties and alchol would not be allowed for saftey reasons alone. Thanks for the tip! 🌸
litlbit · 9/2/2010
I live in the US .. does K&K cover here do you know? I see alot of certificate/insurance things for UK, etc, but not for here. I would like to do pole parties and alchol would not be allowed for saftey reasons alone. Thanks for the tip! 🌸 I live in the US too!! They are in the US.
Lady-Emily · 9/2/2010
I do live in the US and I looked into K&K but it didn't look like they covered pole. I will contact them again and asked about the gymnastics policy. Thank you so much for your insight.
litlbit · 9/2/2010
I do live in the US and I looked into K&K but it didn't look like they covered pole. I will contact them again and asked about the gymnastics policy. Thank you so much for your insight. My agent spoke with several companies and did some research, pole falls under gymnastics because it's a piece of equipment. He also contacted some studios that have pole and that's what they insured under...it's just a vertical pole versus a parallel bar 🙂
Lady-Emily · 9/2/2010
I just got off the phone with an insurance company again and I'm fuming. They pretty much accused me of teaching what they call "pole dance" as a opposed to "pole fitness" because of my mission statement on the home page of my site. Because using the pole to expression one self through dance is so bad. WOW! I might just need to stick with my current company. www.PoleFitnessSeattle.com
Dancing Paws · 6/15/2011
I called K&K AND Phily Insurance and both told me they won't cover pole (not even under gymnastics.) Are there any other options?
Krista Bocko · 11/28/2011
Contact Mark through www.insurance4poledancers.com. Policies are $270 a year, less if you're a member of the accredited pole groups (I am not).
pole-twista · 12/11/2011
yes still being told basically same thing, won't cover pole will keep looking into this and i get anything i think ay be useful to anyone will lykn asap
HollySatine · 12/11/2011
Maybe this will help? http://jmichellemarketing.com/2011/09/pole-dance-insurance/ ...and here's the direct link to their site: http://www.insurance4poledancers.com/
Climbing Ivy · 4/23/2013
I'm in the same boat; essentially a subcontractor-instructor at a small gym, so I want my own insurance. I've looked at the insurance4poledancers - but they won't cover me if my classes / gym doesn't provide crash mats (which the one I want to teach for doesn't). grr. Now I have to decide about buying my own mats and carting them around..
Climbing Ivy · 4/23/2013
that said ( about Mark and insurance4polers), he was super-knowledgeable and incredibly informative. I will end up (eventually) with my own insurance some day - and will definitely go with that company! :)
chemgoddess1 · 4/23/2013
Aerial Amy recently posted about this on facebook. She was able to find another underwriter to provide the same insurance as Mark without the hoops that need to be jumped through. I stand corrected, she just posted this on facebook: "Insurance Update: If you recall, recently I posted about an agent who was offering a policy through FL Dean, the same underwriter that Mark Culp sells policies with. Immediately after I posted about it, Mark Culp leveraged his relationship with the underwriter to become the exclusive agent to sell that insurance product. That means that if you want to have "pole dance" on your actual COI and if you wear heels when you teach, then you have to deal with Mark. HOWEVER.... If you state that you do not wear heels when you are teaching, there is another option: K&K Insurance will insure you and put "pole fitness" on the COI (you can contact them directly here: 1-800-506-4856 and I know they do studio insurance but don't have any other info). They do provide a discount if you have ACE/AFAA certifications. I know that for a lot of us, being able to wear heels and bring out the sexy side is important; you will have to decide for yourself but I am glad to be working with K&K. I've seen a lot of nastiness floating around and I am really not interested in getting involved in all that negativity. I will continue to post about it because I think it's important that we all have a CHOICE and I believe that we should be able to have open discussions about the insurance options in our industry."