Ok this is random, but I’ve only been on one forum that uses DH and similar abbreviations… and that was the Total Money Makeover forums… do we have Dave Ramsey fans here??? https://www.studioveena.com/img/smilies/icon_scratch.gif https://www.studioveena.com/img/smilies/icon_scratch.gif Or am I way off-base and it’s more common than I think?