Hi, I own a Pilates and Pole facility in California. So You need to check what you in need your state.

Here are my questions…Are you renting space in a dance studio by the Hour or are you renting a Part of this facilty. Like a 1000 square foot room on a monthly basis?

If you are renting by the hour and are an independant contractor then you probably are considered a "personal trainer" BUT you should look into being considered a "gymnastics instructor" once you start teaching pole.

Most IC's out here pay a couple hundred dollars a year for their inusrance. You mentioned that you will only teaching belly dancing at first right? In genreal an IC needs liabilty..when you have"property" you might need more insurance.

I have a lot of equiment for Pilates and Pole, I have Property Insurance and Liabilty Insurance, I also put about 20,000 into improvements into the building I rent, so I have property insurance that includes this "buildout" of the business. If get broken into or a window gets broken insurnace would help fix that stuff.

DBA is a "doing business as"…Are you using your own name or a "business name" I ahve the DBA of Pegasus Pilates, but I am a sole propieter and I use my social sercurity number instead of an EIN. You can get an EIN….Its just a different way the IRS can Identify you for your taxes. EINs are easy to get….So it's a SS# or EIN. Not a big deal.

Do not incorporate until you know you are making enough money to cover the costs of the minimum fees that they have every year….And it's a lot more paper work, lawers fees, blah//blah..blah…blah..I've been told by my legal prefessionals….wait to become a corp until you know it's worth it. 9 years later almost worth it, but until the economy gets better i'm holding off.

I only know the SBA and the "Small Business Association" they are a resouce for small business's and have "SBA Loans".

The IRS Website has a slot of information for small business to make sure they are filing correctly. Check it out…You want the IRS on your good side always.

I have a brick and mortar facility so I have a business licsnence in the city I have my business. Check to see what your city requires.

I would recommend a seperate business bank account so that your are not mixing biz and personal money. In CA and you have DBA you have to list your DBA in the paper a few weeks and bring in proof before you can open your account. If you use your own name foryour  business your don't need a DBA, I still recommend a seperate account.

I hope this helps a little.

A resale Cert. is a liscence if you intend on selling things to clients. It enables you the ability to "buy wholesale" from companies. You have to keep VERY GOOD track of your enventory and pay your sales tax that you have collected from the sales of your wholesale items.

They usually have lots of good info on there website revelavant to where YOU live.